Legal Notice

In accordance with Articles 6-III and 19 of French Law n°2004-575 of 21 June 2004 on Confidence in the Digital Economy (LCEN), users of the website cabinetsevigne.fr are informed of the following.

1. Website Publisher
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The website is published by : Cabinet Sévigné - Sole Proprietorship
Owner : Melissa Amini-Oumezaouche
Email : melissa@cabinetsevigne.com
Numéro SIRET : 91229072300028
Numéro SIREN : 912290723
Code APE : 7022z
Intra-Community VAT number : not applicablePublication Director : Melissa Oumezaouche, acting as owner and legal representative.

‍2. Hosting Provider

The website is hosted by : OVHcloud
SAS with a capital of €50,000,000
RCS Lille Métropole 424 761 419 00045
Code APE 2620Z
Registered office : 2 rue Kellermann - 59100 Roubaix - France
Phone : 1007
Website : https://www.ovhcloud.com

3. Terms of Use

Access to and use of the website imply full acceptance of the present Legal Notice.
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The website is accessible free of charge, excluding any internet access costs.

Users agree to :
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– not interfere with the proper functioning of the website ;
– not attempt to access the information systems fraudulently ;
– not use the website for unlawful or harmful purposes.

Any breach may result in suspension of access or legal action.

‍4. Intellectual Property

All elements of the website (texts, analyses, reports, content, graphics, logos, photographs, database structure, layout, and domain name) are protected by French and international intellectual property laws.

Any reproduction, representation, extraction, distribution or exploitation, in whole or in part, without the prior written consent of Cabinet Sévigné is strictly prohibited and constitutes an infringement under Articles L335-2 et seq. of the French Intellectual Property Code.

Cabinet Sévigné reserves the right to take legal action in the event of any violation.

‍5. Liability

Cabinet Sévigné strives to ensure the accuracy and reliability of the information provided. However, all content is supplied for informational purposes only and shall not be construed as decision-making advice without a prior, tailored analysis of the client’s situation.

Cabinet Sévigné shall not be held liable for :
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– misinterpretation or misuse of published information ;
– direct or indirect damage resulting from use of the website ;
– temporary inability to access the website ;
– content of external websites accessed via hyperlinks.

Users remain solely responsible for how they use the information available on the site.

‍6. Services Provided

The services described on the website may be modified or updated at any time.
Cabinet Sévigné does not guarantee the immediate availability of any service nor the automatic acceptance of any project request.

‍7. Personal Data

Processing of personal data is detailed in the Privacy Policy, accessible on the website, in accordance with Regulation (EU) 2016/679 (GDPR) and the amended French Data Protection Act.

‍8. Cookies

The website may use :
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– strictly necessary technical cookies ;
– audience measurement cookies ;
– cookies requiring prior consent.

Users may configure their preferences via the cookie banner or through their browser settings.

9. External Links

‍The website may contain links to third-party websites.
Cabinet Sévigné cannot be held liable for their content, privacy policies, or practices.

10. Website Security

Cabinet Sévigné implements reasonable technical measures to secure the website.
However, no technology can guarantee absolute security.
Cabinet Sévigné cannot be held liable in the event of a cyberattack, intrusion, or breach beyond its control.

11. Reporting Unlawful Content

Users may report any unlawful or illicit content by writing to : melissa@cabinetsevigne.com
‍Cabinet Sévigné will review and process reports as promptly as possible.

12. Governing Law & Jurisdiction

This Legal Notice is governed by French law.
In the event of a dispute, exclusive jurisdiction is assigned to the courts of the location of Cabinet Sévigné's registered office, unless mandatory legal provisions dictate otherwise.

13. Sale of Reports and Publications

‍The website cabinetsevigne.com offers sector analysis reports for sale in digital format (PDF).

‍Pricing and Payment

‍Report prices are displayed in euros, inclusive of all applicable taxes (VAT not applicable pursuant to Article 293 B of the French General Tax Code). Payment is made online by credit card through the secure payment platform Stripe. The transaction is deemed concluded upon confirmation of payment.

‍Delivery

‍Reports are delivered electronically to the email address provided at the time of purchase, within a maximum of one hour following payment confirmation. In the event of non-receipt, the purchaser is invited to contact: melissa@cabinetsevigne.com

‍Right of Withdrawal

‍In accordance with Article L221-28 of the French Consumer Code, the right of withdrawal does not apply to digital content supplied on a non-tangible medium where performance has begun with the consumer's prior consent. By proceeding with the purchase, the buyer acknowledges having been informed of this exclusion and expressly consents to it.

‍Intellectual Property of Reports

‍The reports sold are protected by copyright. The purchase grants the buyer a strictly personal and non-transferable right of use. Any reproduction, distribution, resale, or disclosure to third parties, in whole or in part, is strictly prohibited without prior written authorisation from Cabinet Sévigné.

14. Disclaimer Regarding Report Content

‍The reports published and sold by Cabinet Sévigné are intended solely for informational and analytical purposes. They do not constitute:

– investment advice within the meaning of Article L. 321-1 of the French Monetary and Financial Code;
– a personalised recommendation to buy, sell, or hold works of art;
– an inducement to carry out any transaction.

Cabinet Sévigné is not registered as a Financial Investment Advisor (Conseiller en Investissements Financiers – CIF) with the French Financial Markets Authority (Autorité des Marchés Financiers – AMF) or any other financial regulatory authority.

The analyses presented are based on publicly available data, sources deemed reliable, and proprietary methodologies. No guarantee is given as to their completeness, accuracy, or suitability for any particular situation.

Any decision made on the basis of the information contained in these reports is the sole responsibility of the reader. Cabinet Sévigné accepts no liability for any financial losses, direct or indirect damages, or loss of profit resulting from the use of these publications.

Purchasers are advised to consult duly qualified professionals (financial advisor, lawyer, accountant) before making any decision.

15. Complaints and Customer Service

‍For any enquiry relating to a purchase, delivery, or the content of a report, the buyer may contact Cabinet Sévigné at the following address: melissa@cabinetsevigne.comCabinet Sévigné undertakes to respond within 48 working hours.